Wednesday, April 13, 2016

The Whiz Kid Genereation

Is it just me or have the people in charge of making the most important decisions in your life getting younger and younger and not caring about how they are affecting your life? I have been going back and forth about my mortgage with Wells Fargo, but it would appear that their main concern is playing telephone tag with me and nothing is being resolved. I get one representative that is "taking care" of the issue, then the next thing I know a few weeks later there is someone else on the case. And really are they reading from a script? I hear, "Hello, Ms. So- and- So, I am John Doe. I am going to help you with your issue." Okay, I allow this person to help me, reluctantly, but then when I try to reach them again, I don't hear from them for one or two weeks.
Recently, I was given another representative, and things were fine for a while, but when it got to where it appeared more than she could handle and outside of her expertise we started a round of telephone tag. One night she even called me at 10:30 p.m. I know that they are two hours behind me, but someone who is on the ball would have taken the time to look at the clock and realize that it was too late to call. I talked to her, but I made her aware of the time.
Another time we made an agreement that I would go to my local branch the next day to fill out a form that absolutely-read life-or-death- had to be returned that day. We agreed upon the time that I would go. The next day I called the young lady who I deal with at the branch to let her know what was going on. This young lady, bless her heart, had to rearrange her lunch in order to accommodate me. I rushed to the bank to get her to send an email to the mortgage representative to let her know that I was there. We sat for five minutes then called the 1-800 number only to find out that the mortgage representative didn't even work that day. Say what? I get that emergencies come up, and I assumed, silly me, that another representative would be able to help. Unfortunately, the representative who I ended up speaking with didn't even know what form I needed to fill out, because it was not on her screen to tell her. As best as I could, I explained what I remembered the other rep saying I needed to fill out. "Oh, so you need that form! I can email that to you right now," she said as if she had discovered the cure for cancer.
Over the course of a few weeks I have talked to a few reps who are going to help me with my problem, but I am given to someone else each time. I am trying to be patient, but they are crossing over to my reserved patience that I save for crying babies and elderly people who repeat themselves.
Once upon a time, there was such a thing as one-stop shopping, when one person could help you with a problem and that was it. That day is long gone I'm afraid. The funny thing is my thirty year old son reminded me that it is his generation that is making the decisions now and that reality unnerves him as well. He just had a situation where, instead of getting a simple insurance quote that he asked for, the representative gave him a quote of the coverage he needed. Excuse me? That is not what he asked you for. I have decided that from now on once I get to where I want to be I will be done with corporations. I think I will only give them cash. I realize that the days of compassion are gone and we are left with those computer whiz kids who are great at reading a script and knowing nothing about empathy. Heaven help us all.